SENIOR REAL ESTATE EXECUTIVE A results oriented financial professional with broad experience in all aspects of commercial real estate including developing lender / borrower relationships, structuring and negotiating financing transactions, asset selection and the development process. Strategic management and creative problem solving skills; strong background in general management and business leadership. . Loan Underwriting and Negotiation . Senior Controller for $2.8B Real Estate, Mortgage Loan and Minerals Portfolio (13 years) . Acquisition and Divestiture Analysis . Banking and Investor Management . Team Building and Leadership . Strategic Business and Financial Planning . Forecasting and Modeling . Cash Management and Internal Controls . Budget Preparation and Implementation PROFESSIONAL EXPERIENCEGrandbridge Real Estate Capital (Formerly Live Oak Capital, Ltd) Commercial Mortgage Banking Company Oct. 2006 - Present Underwriting and origination of commercial mortgage loans. Network with institutional investors to maintain relationships, analyze, underwrite and prepare investment presentations for commercial loan and equity investments.
American National Insurance Company, Galveston, TX 1991- 2006 $15 billion insurance company AVP Real Estate Services Vice-President/Treasurer Anico Real Estate Investment Subsidiaries Origination of quality investments in real estate, commercial mortgages and mineral interests, which contributed towards the company's investment requirements. Establish and maintain long-term relationships with borrowers and investment partners. Effectively manage problem loan and joint ventures to mitigate losses.. Establishment and maintainence of new investment subsidiaries to house real estate ventures in order to minimize corporate and tax liability while maximizing portfolio yield. Develop and manage risk management functions on behalf of American National and its subsidiaries. Direct responsibility for accounting, budgeting and investment servicing operations for the Mortgage Loan & Real Estate portfolios to ensure maximized returns on investments and compliance with industry practices, public audit requirements and governmental regulations. Portfolios were comprised of $1.2 billion in commercial mortgage and construction loans aas well as $640 million in real estate, mineral and joint venture investments. ==============================EDUCATION===================================== Texas A&M University, College Station, TX BBA, Accounting CPA Certification Texas 1991 Graduate School of Mortgage Banking International Council of Shopping Centers 2005 Mortgage Bankers Assoc. of America 2000 Texas Society of Certified Public Accountants 1992 American Institute of Certified Public Accountants 1992

Financial Services, Banks, Credit Unions, Real Estate, Insurance