Julie is a professional freelance writer who was born, raised and resides in Worcester, MA. She has pursued other related careers before finding her voice in freelance writing.

She holds certificates in tax preparation, accounting and bookkeeping (above and beyond bachelor and master degrees). Many projects that Julie accepts involve topics  related to credit, debt, loans, mortgages, bankruptcy and foreclosure.  She is a perpetual student of anything and everything as is evidenced by some of her credits listed below.

A passionate environmentalist, Julie has written and published articles on global warming, climate change, greening the planet, carbon footprints, recycling, hybrids, alternative energy, renewable energy, alternate food growth methods and greenhouse gases.

In addition, she ghostwrites well-written articles, reports, eBooks, web content and eZine information.

As a resuIt of dealing with Progressive Multiple Sclerosis, Julie tends to be a bit slower in production; however, lack of speed generates quality work. Nothing leaves her desk until it passes CopyscapePREMIUM and DupeFreePRO (if necessary) at 100% unique content - except for cited quotes.  She admits to being obsessive-compulsive about use of the English language.

Author of eBooks:
"Images of Anorexia"
"Introduction to the Zodiac"
"State of Grenada: Spice of the Caribbean" (with Trevor Jefferson)
"Impact of Chronic Illness on Personal Finance" (in process)
“Nova Scotia” eBook under co-author contract

Author of eReports:
"Household Budgets"
"Good Debt and Bad Debt"
"Living With Credit and Debt"

By-line columns and web portal content:
www.veteranjournal.com
www.rhody.com
www.write2earn.net

Topics of particular or passionate interest:
**Environmental Issues (climate change, global warming, hybrid vehicles, alternate energy, renewable energy and others)
**Personal Finance (loans, mortgages, equity, credit, debt, saving money, budgets, retirement basics and others)
**Diseases and Disorders (autoimmune, anxiety and phobias, nightmares, neurological issues and others)
**United States: celebrations, government structure, veteran services, memorials, biographies, historical milestones and others)
**Real Estate (buying, homeownership, appraisal, valuation, selling, mortgage discharge and others)
**Supernatural (occult, astrology, zodiac, tarot, numerology, psychic, haunted houses, clairvoyance and others)
**Travel (United States and Canada: retirement, budget, destinations, kids and pets, camping, recreational vehicle enjoyment - and others)
**Weather (climate change, meteorology, doplar radar, hurricanes, tornados, sunami, cyclone, desert areas, famous U S weather events, firestorms and economic impacts).
**Writing (copywriting, article writing, ghostwriting, review writing, freelance writing, writing styles and more)

Financial Services, Banks, Credit Unions, Consulting, Legal, Engineering, Accounting, Other, Education, Hotels, Restaurants, Clubs, Other Leisure, Real Estate, Insurance